There are a few very important things to keep in mind when looking for home insurance. Mortgage company, Legacy Lending Group, has a nice concise list available. Two of the most important aspects are what the policy does and does not cover. Once you have that information available, it is important to shop around to obtain the best pricing.
Do not forget to talk with your agent to discuss any improvements you have made that might lower your rate. Also, while you are speaking with them discuss any high priced jewelry that might need to be insured in case of accident.
If you should ever need to file a claim, file it as quickly as possible. Keep detailed records of any correspondence that you send or receive. This will help in case any questions should arise.
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