The Importance of Disability Benefits
Without some type of regular income, a person with a mental or physical disability can face hunger, or even homelessness, because it is impossible for them to earn a living through gainful employment. That is why it is important that they apply for disability benefits as soon as possible. It will give them a fixed amount of income every month to cover the costs of rent and utility bills, which can keep them financially afloat during their difficult times. Sometimes, depending on the person, the amount of benefits that they receive is even enough to pay for a few groceries or other necessities too.
How to Apply for Benefits
The process of applying for disability benefits might seem a little overwhelming to someone who has never gone through it before. It helps to have a representative like Myler Disability who can help. The first step is to fill out the social security application for disability benefits. Upon receiving the application for benefits, the Social Security Administration will call the applicant in for an interview to discuss their disability and ask them some financial questions. After this, there is a waiting period of about two months. If the applicant is approved, they will receive social security benefits that are directly deposited in to their bank account.
Besides the interview and question process, the applicant will need to provide some important documents. These include:
- Proof of residency
- Social Security card
- Birth certificate
- Title to any vehicle they own
- Marriage certificate
- Medical records
Without these documents, the process can be significantly delayed, or the application for disability benefits will be outright rejected. The proof of residency documents can be a utility bill of some kind that is in the applicant’s name. It must be recent and have their current home address on it. The title to their vehicle is used to determine financial eligibility. An expensive sport’s car would make them ineligible because it could technically be sold as an asset to pay for living expenses. One vehicle per household is allowed for eligibility. Sometimes, an applicant also has to provide the title to their home or a lease agreement if they rent. Also, if the applicant doesn’t have copies of their medical records, they can sign a waiver to allow the Social Security Administration to search for them.