AALTCI: Mary Ann DeKing Named Top Long Term Care Specialist in USA

A suburban Chicago woman who has been assisting consumers all over the country develop affordable plans to address the financial burdens Long Term Health Care has been named the country’s number one Long Term Care Specialist by a national trade and consumer advocacy group.

The American Association for Long Term Care Insurance lists every year the top Long Term Care Specialists in the country. This year, Mary Ann DeKing takes the top spot after a number of years listed at number two. She has become one of the most highly regarded Long Term Care Specialists in the nation. 

Mary Ann DeKing was awarded the top spot by the American Association for Long Term Care Insurance who every year lists the top professionals in Long Term Care Planning (http://www.aaltci.org/news/long-term-care-insurance-association-news/long-term-care-insurance-top-producers-announced-by-aaltci).

After a number of years at the number two position, DeKing claims the top spot.  DeKing uses her distinctive approach to helping clients address the physical, emotional and financial burdens Long Term Care places on family and friends.

“I am privileged that so many people allow me to assist their families find affordable solutions. The risk of Long Term Care is high and the costs and burdens to loved ones places tremendous pressures on families. I am honored so many people place their trust in me,” DeKing said.

DeKing has been recognized by the American Association for Long Term Care Insurance (AALTCI) as one of the country’s top specialists since 2010. The AALTCI was established in 1998 and advocates for the importance of Long Term Care planning and supports insurance professionals who market the complete range of planning products. 

Since 2008 DeKing has been a force in the Long Term Care Industry helping thousands of people from all over the country. Licensed in every state, she has been on the forefront of new technology that safely allows consumers see her computer screen while she answers their questions on the telephone. This allows the consumer more flexibility as they can meet with her either at work or at home. 

Very few insurance or financial professionals understand how these products work since they can be complicated and all have different underwriting requirements. DeKing represents all the top insurance companies and can easily explain how the products work and matches the consumer with the best coverage at the best value.  

“Long Term Care Insurance is very affordable. I am able to find the appropriate coverage with the right company so my clients can have an affordable plan to address this risk,” DeKing said.  

“There are thousands of active insurance and financial professionals nationally who market long-term care solutions,” says Jesse Slome, the Association’s executive director. “To be recognized among the leading professionals in the nation is a most important distinction.”  

Long Term Care Insurance has become an important part of retirement planning. The U.S. Department of Health and Human Services says if you reach the age of 65 you have a 70% chance of requiring some type of Long Term Care service in your lifetime (http://longtermcare.gov). 

“This means Long Term Care should be a key part of retirement planning. People require Long Term Health Care due to illness, accident or the impact of aging. I help people address these concerns so they have the peace-of-mind knowing that their adult children will remain their children and not their caregivers. Many people I speak with want their families to be loving and supporting and not caregiving. This isn’t a burden they wish on their loved ones,” DeKing explained. 

Also honored this year was Mary Ann’s daughter, Cassandra DeKing who has joined her firm, Plan And Care, Inc. (http://planandcare.com). Along with Cassandra DeKing, Darlis Kirchhofer and Robin Devitt Allen are also among the top agents in the country at the firm.  

DeKing said since insurance rates in Long Term Care are regulated, every agent uses the same rates for each insurance company. Experience and knowledge of planning is what sets her apart.

“The main difference between me and a financial planner or a general insurance agent is the my level of experience in Long Term Care. I represent the top insurance companies and I can help people using safe screen sharing technology to make it simple and convenient for the consumer to meet with me, learn about their options and ask questions right from their own home or office. I help people find the best and most affordable options from all the top insurance companies. Plus I work with families at claim time,” DeKing added.

DeKing has sent up a website for consumers to learn more how affordable Long Term Care Insurance can be part of a retirement plan. Consumers can contact her for setting up a private consultation: http://www.planandcare.com. Her office number is 888-778-2905. 


#longtermcare #LTC #retirement 


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In these days of terrorist threats, gratuitous violence in our streets and neighborhoods, it’s time for Us to “Step-Up-To-The-Plate” and become more proactive when it comes to protecting our families and loved ones. 

Law enforcement can only do so much. Fairchild Security is dedicated in providing you and your loved ones with a comprehensive selection of non-lethal personal protection products, from Stun Guns and Tasers, to College Dorm Survival Kits, Home Survival Kits, Vehicle Safety Kits & Apartment Survival Kits. 

We also have a complete line of surveillance equipment, and hidden surveillance cameras for the inside and outside of your property and dwellings.  Visit www.fairchildsecurity.com, Today!

FixMyCreditForFree.com effective credit repair service and monitoring

Welcome to the most effective credit repair service available! We want to thank you for choosing FixMyCreditForFree.com for your needs in credit restoration. So, what are the benefits of credit and why is credit repair so important? 

For starters, did you know most employers check credit rating? 

Having a good credit score can help you get Lower interest rates, better insurance rates, refinance your home or car at a lower rate, better employment opportunities and establish business credit lines. The bottom line is better credit scores lead to more credit at a lower rate. FixMyCreditForFree.com uses aggressive strategies and conventional dispute methods to ensure maximum results in restoring your credit. With our daily monitoring you will have peace of mind knowing you secure and in good hands. We look forward to improving your credit rating as quickly as possible. Improving your credit score is as easy as these four steps. What do we offer or cancel anytime guarantee.

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Pressure BioSciences (PBIO) Showing Significant Potential for Continued Growth

Phoenix, AZ (UPTICK Newswire – July 31st 2015) – Months ago Uptick looked at Pressure BioSciences (OTCQB: PBIO), following the release of a Zacks Small-Cap report from April on the company and the award of over a million dollars in grant funding. In going over subsequent news from the company, Q1 earnings, and additional Zacks reports, it is clear that Zacks target goal of $2.50 per share is appropriate, along with the estimation that PBIO shares are highly undervalued. Much of this interest in the company is based on the continued progress that PBIO has made over this time on the development and commercialization of their patented and enabling Pressure Cycling Technology (PCT) platform.

During the past two months, PBIO announced that PCT-SWATH (a cutting-edge lab method that requires PCT as an integral part of the method) is being utilized to identify new protein biomarkers to more precisely classify prostate cancer. This is especially important because patients are typically classified into three groups: low-grade, intermediate-grade and high-grade, and the intermediate-grade category ends up including patients who progress on to high-grade, don’t show progression and are re-categorized as low-grade, or remain intermediate -grade. Dr. Nate Lawrence, Vice President of Marketing, and Sales for the company stated, “this should enable more precise classification, which should lead to better prognosis and treatment.” Prostate cancer is the second most common cancer and the second leading cause of cancer death in American men, per the American Cancer Society (ACS). It is estimated that there will be approximately 220,800 new cases of prostate cancer in 2015, with about 27,540 deaths. Based on current statistics one man in thirty eight will die of prostate cancer. Clearly, PBIO is poised to make an impact in that market, benefiting patients worldwide, while also benefitting stakeholders in the company.

PBIO also noted that their PCT-based sample preparation was being used for selective differential extraction of DNA recovered by cotton swabs, based on a study published in Analytical and Bioanalytical Chemistry, a leading peer-reviewed scientific journal. Mr. Richard T. Schumacher, President and CEO of the company stated, “Future commercialization of this novel, PCT-based method could potentially provide significant new business channels for PBI in important forensic applications, such as touch DNA and rape kit testing.”

Commercialization of the PCT-based method could provide new revenue streams for PBIO based on forensic needs. Estimates suggest there are hundreds of thousands of untested rape kits ready for processing and analysis, not taking into account new kits added to the list of kits needing testing yearly. Forensic uses of the PBIO PTC based method in labs across the US, performing thousands of tests routinely, could potentially account for significant revenue growth for the company, and help fix the un-acceptable backlog of untested rape kits.

Furthermore, PBIO’s PCT based sample preparation solutions have been internationally recognized in Biochimica et Biophysica Acta, wherein the authors provided insights into “possible solutions for biomarker discovery and validation in the field of diabetes research.” These solutions could aid in early discovery, progression, and pathway dysfunction that are vital in improving clinical outcomes. It is estimated that the number of people worldwide with diabetes could increase to a whopping 366 million by 2030.

PBIO’s PCT based solutions were also used in the identification of “multiple molecular pathways in COPD-associated lung cancer were presented at the recent American Society for Mass Spectrometry (“ASMS”) annual conference.” At the recent ASMS national meeting, PBIO showcased their high-pressure instruments and consumables to over 800 visitors, “about 10x more than any previous year,” according to Dr. Lawrence with PBIO. With the amount of potential exposure PBIO received at that event alone, along with the published studies, there is an expectation of strong continuing revenue growth for PBIO.

Beyond PBIO’s advances, there is the matter of funds raised through an initial tranche that are planned to increase the number of personnel in sales and marketing and retire a significant portion of variable priced convertible debt that was taken on during PBIO’s growth. In the March and May  2015 earnings calls, PBIO CFO Dick Thomley reported that revenue from the sale of PBI’s products and services increased 29% EACH of the past two years, from roughly $800,000 in 2012, to $1.1 million in 2013, to $1.375 million in 2014. The company also said it expects revenue to increase by even more than 30% in 2015.

See the full May 2015 transcript here: http://seekingalpha.com/article/3201046-pressure-biosciences-pbio-ceo-richard-schumacher-on-q1-2015-results-earnings-call-transcript?page=1

All of the above highlights why Zacks continues their bullish stance on PBIO noting record quarterly revenues and expected significant revenue growth. See the full report here: http://scr.zacks.com/files/May-21-2015_PBIO_Zeng_v001_g65t02.pdf

With PBIOs investment into their sales and marketing departments along with their removal of variable-priced convertible debt, Zacks target price of $2.50 for PBIO should come to fruition. Of course, investors need to do their own due diligence, as there are always risks. However, because of the excellent progress the company has recently made that has not yet been reflected in the company’s stock price, we believe that PBIO presents an opportunity that could lead to strong, perhaps even remarkable investment gains in the very near future.

Media Contact
Everett Jolly, CEO


GE Capital Bank, a division of General Electric, excluded thousands of Spanish-speaking credit card customers from a debt-reduction promotion they ran for two years, illustrating a pattern of discrimination resulting in the federal government’s largest credit-card­-discrimination settlement in history.

Over $169 million in fines were ordered to compensate over 638,000 Spanish-speaking consumers who were affected by the exclusion. In a release, CFPB Director, Richard Cordray stated the bureau, “will continue to take action against marketing tactics that trick consumers into buying credit card products they do not want or cannot use”. He added, “Consumers also deserve to be treated fairly no matter where they live or what language they speak.”

The bank ran two promotions from 2009 to 2012 that was aimed to assist cardholders with low credit scores in an effort to catch up on payments. In that time, the bank sent out offers to over 400,000 cardholders, choosing to not inform or include over 100,000 with mailing addresses in Puerto Rico or those who had accounts citing the preference to communicate in the Spanish language.

“The scope of the potential harm, as well as the blatant nature of the discrimination, is particularly troublesome,” Jocelyn Samuels, the acting assistant attorney general for the Civil Rights Division, said during a conference call with reporters.

“These consumers never knew they were missing out on anything and, thus, had no way of recognizing that they were even being discriminated against — which is often the challenge in confronting discrimination,” CFPB Director Richard Cordray said during the call with reporters.

In the final settlement, the bank agreed to contact the credit bureaus to eliminate negative marks on the reports of affected borrowers. However, part of the settlement was that GE Bank would neither admit nor deny any wrongdoing.

The circumstances surrounding the GE settlement has left many in the financial market to take a closer look at their own practices to ensure they are not involuntarily violating any procedures that could be seen as deceptive to their non-English speaking customers. But for one major bank, the remedy to this potential dilemma was a language testing company based in White Plains, NY. The company, known simply as LTI, (Language Testing International), partnered with this bank to certify the professional language competence of its employees who interact with customers in various languages. “This partnership came as a result of GE’s discrimination settlement and their proactive steps and commitment to effectively communicate with their non-English speaking customers.

It may be too early to tell if language testing will become a trend in the banking world but it does seem to be a logical step for the financial market to take in reducing the risk of miscommunicating with its non-English speaking customers.

Hold your Destination Wedding at Hawks Cay in the Florida Keys, Get-a-QuickQuote Online

MAD-Marketing and Hawks Cay Resort announced today that the Wedding QuickQuote application has been implemented on the hotel’s website. Using the industry’s first online “Instant Response” inquiry platform will expedite the lead response process for both customers and staff.

“We wanted a way to best serve today’s bride searching for a hotel and destination wedding venue,” said Andrew Rosuck, Regional Vice President of Sales & Marketing. Our clients are busy working couples, who do much of their research online. We opted to include Wedding QuickQuote on our site because a user can plan their event by selecting various options and within seconds get a customized tentative proposal.”

“Our Wedding Specialists always strive for the highest level of service and creativity,” said Jennifer Tacey, Senior Catering Sales Manager. “Our success is built on the personal relationship we build with each client. With the Wedding QuickQuote our office is now equipped to provide an immediate response at any time of the day or night. The pick-and-click format displays our specialized wedding packages and amenities. Fun to use, this new service ignites the bride’s imagination and allows her to plan her own special day, without having to wait for a response.”

“Waiting for a reply is the most common complaint from online users and we recognized the need to change the standard request process.” said Madeline Daryadel, creator of the Wedding QuickQuote and former Director of Social Catering at the Bonaventure. “I never met a bride that didn’t want an answer yesterday and with Wedding QuickQuote the reply to date availability and cost is immediate. The response is personal because it is based on the client’s selection of menus and amenities.”

About Hawks Cay Resort

Hawks Cay Resort is the premier destination in the Florida Keys. The 60 acre resort boasts 177 guestrooms and 225 two and three bedroom villas, a full service marina, Five restaurants, saltwater swimming lagoon, five swimming pools, Coral Cay Activity Center and the award winning Calm Waters Spa. Voted The Knot’s Best of Weddings pick in 2013, guests enjoy a wide variety of water sports, fishing, diving, kayaking, kiteboarding, standup paddle boarding, Cliff Drysdale tennis program, Segway tours and swim with the 5 live Dolphins onsite at the Dolphin Connection. For more information about Hawks Cay Resort, visit ww.hawkscay.com or call (877) 484-9342. To get a Wedding QuickQuote visit Hawks Cay Resort Wedding QuickQuote Vanity Site.

About Wedding QuickQuote

Established in the late 1990’s, as MADSearch, the company was renamed MAD Marketing when it joined with Cendyn in 2005. Madeline Daryadel recently became President and the company continues to be a dedicated partner to the hospitality community. Always a step-ahead the Wedding QuickQuote™ is now mobile/tablet friendly offering a 90 Day Trial. Visit Wedding QuickQuote for more information and a video presentation.

CarShowsEvent.com Offers One-Stop Database of Car Shows in North America

Under The Sun Promotions Inc provides free portal for car show promoters and enthusiasts 

Boca Raton, Florida – Under The Sun Promotions Inc is excited to offer free listing and promotional services for promoters of car shows, festivals and events in North America – available now at CarShowsEvent.com. 

CarShowsEvent offers promoters an easier way to get the word out and attract quality, qualified vendors and attendees – all for free! 

Equipped with an arsenal of social media sharing capabilities and the ability for others to rate and add events to personal calendars, the dedicated portal is gearing up to become the most comprehensive database of car events, festivals and shows in North America. 

Events are listed on a convenient calendar, along with dates and time schedules to help promoters show interested attendees the overview of the day. There’s even space to add videos and more information to really drive the promotion. 

CarShowsEvent.com offers listings for antique car shows. auto shows. classic car shows, swap meets, cruiseins, vintage truck shows, muscle car shows, vintage bike shows, classic car events, classic car auctions and muscle car shows. 

Speaking on the website, owner Larry Burdgick said, “We feature the biggest and the best cars shows, car auctions and Cruiseins in the country and we include a full description of the car show including dates, times, entertainment, website, video and location.” 

“As a car enthusiastic and show promoter myself, I’m really happy to offer this service to fellow promoters and car fans!” 

To list car events, car shows, festivals and more, visit http://www.CarShowsEvent.com today. Car fans can also sign up the newsletter to stay in the driving seat on new shows and events. 

Follow CarShowsEvent.com on Facebook & Twitter for up-to-the-minute announcements.

Facebook: https://www.facebook.com/carshowsevents

Twitter: https://twitter.com/CarShowsInc

Car Show News Magazine: http://joom.ag/Kjlp


Attorney Walter C. Cox, Jr has Achieved the AV Preeminent® Rating – the Highest Possible Rating from Martindale-Hubbell®.

Walter C. Cox, Jr, a lawyer based in Lexington, KY whose primary area of practice is General Practice, has earned the AV Preeminent® rating from Martindale-Hubbell®

Lexington, KY (PR Newswire) July 29, 2015 – Martindale-Hubbell® has confirmed that attorney Walter C. Cox, Jr still maintains the AV Preeminent Rating, Martindale-Hubbell’s highest possible rating for both ethical standards and legal ability, even after first achieving this rating in 1981.

For more than 130 years, lawyers have relied on the Martindale-Hubbell AV Preeminent® rating while searching for their own expert attorneys. Now anyone can make use of this trusted rating by looking up a lawyer’s rating on Lawyers.com or martindale.com. The Martindale-Hubbell® AV Preeminent® rating is the highest possible rating for an attorney for both ethical standards and legal ability. This rating represents the pinnacle of professional excellence. It is achieved only after an attorney has been reviewed and recommended by their peers – members of the bar and the judiciary. Congratulations go to Walter C. Cox, Jr who has achieved the AV Preeminent® Rating from Martindale-Hubbell®.

Walter C. Cox, Jr commented on the recognition: “The Martindale-Hubbell AV Preeminent Rating is a credential highly valued and sought after in the legal world. It used to be a sort of secret among attorneys who used the rating as a first screen when they needed to hire a lawyer they did not personally know. Now, thanks to the Internet, the Rating is a great way for anyone ñ lawyers or lay people – to use to screen lawyers. I am thankful to my peers who nominated me for this distinction, and proud to have earned this, the highest possible Martindale-Hubbell rating.”

About Walter C. Cox, Jr: a short profile by and about the honoree:

For more information order his autobiography at any book store. TITLE “I LOVE MY ANGEL” WALTER PRACTICES LAW IN LEXINGTON, KY. particularly preparing Revocable Trusts for Estate Planning and to avoid Probate in Court. Experience includes, combat as a 2nd lieutenant, JAGC as a Captain, over 30 years as a law firm partner. Family of 2 daughters, and one son. President of two Kiwanis Clubs. On Board at Baptist Church and Greek Orthodox Church. Golfer as member of the Central Ky Golf Assn. Member of Lexington Country Club for 30 years and served as Vice President.

The plaque shown here commemorates Walter C. Cox, Jr’s recognition.

To find out more or to contact Walter C. Cox, Jr of Lexington, KY, call 859-514-6033, or visit www.waltercoxlaw.com.

As a result of this honor, American Registry LLC, has added Walter C. Cox, Jr to The Registry™ of Business and Professional Excellence. For more information, search The Registry™ at http://www.americanregistry.com.

This press release was written by American Registry, LLC, with approval by Martindale-Hubbell as well as approval and/or contributions from Walter C. Cox, Jr; it was distributed by PR Newswire, a subsidiary of UBM plc.

Contact Information:
Walter C. Cox, Jr

Phone: 859-514-6033

Email Address: claycox3@yahoo.com

Website: www.waltercoxlaw.com

Attorney Walter C. Cox, Jr has Achieved the AV Preeminent® Rating – the Highest Possible Rating from Martindale-Hubbell®.

Complementary Economic Systems Convention Highlights Proven Successful Alternative Currency Models

Portsmouth, VA – July 28, 2015 – The International Reciprocal Trade Association (IRTA), www.irta.com, is holding its 36th Annual International Convention from September 17th – 19th to provide education about alternative capital systems that currently are used globally to increase economic activity. The IRTA Convention will be held at the all-inclusive Solmar Resort in Cabo San Lucas, Mexico.

Leaders from local, national and international commercial and non-commercial mutual credit clearing, counter-trade systems and complementary currencies will attend IRTA’s Convention. Participants strive to further advance industry collaboration for alternative marketplaces that benefit NGO’s, businesses, consumers and non-profits.

IRTA currently operates the largest global inter-exchange trading platform, Universal Currency Clearinghouse Inc., (UC), and recently formed the Complementary Economics Foundation (CEF), whose mission is to provide meaningful education, public awareness and support services for all alternative capital trade based systems.

IRTA’s mission is to provide an ethically based, global organization dedicated to the advancement of alternative capital systems through education, self regulation, high standards and governmental relations.

For more information and to register for IRTA’s 36th International Convention go to www.irta.com or contact IRTA’s Executive Director, Ron Whitney at ron@irta.com or 757-393-2292.

The Haunted Realm, Sequel to Best-Selling Book The Labyrinth Wall, Summary Reveal at Creative Con 2015

Fans of Best-Selling, Award Finalist Fantasy Book, The Labyrinth Wall,  are Sure to Enjoy The Haunted Realm Book Summary Reveal at Creative Con 2015 in Panama City

Best Selling Fantasy Author at Creative Con 2015Luminous Words Press today announced that Young Adult Fantasy Fiction Author, Emilyann Girdner, will reveal The Haunted Realm book summary at Creative Con on August 1st 2015 from 10:00AM to 6:00PM in Panama City. Girdner and fellow Tallahassee Author Bruce Ballister (creator of Dreamland Diaries) can be found in the Creators’ Quarters Room at the event. The Haunted Realm is the sequel to Amazon Best-Selling book The Labyrinth Wall of the Obsidian Series. The Obsidian Series fans will be able to sign up for a $25 Barnes & Noble gift card giveaway contest, purchase signed copies of The Labyrinth Wall, enjoy the first sneak peek of The Haunted Realm book summary and meet Girdner in person. An official publication date for The Haunted Realm has not yet been released, however, the book is scheduled to launch before the end of 2015, tentatively in October.

The Labyrinth Wall, which was written during Girdner’s semi-truck traveling adventure around the country with her husband and cat, has come a long way. In addition to landing the Amazon Best-Seller list, the book is Reader’s Favorite 5 Star-rated, a Dante Rossetti Award 2014 for Young Adult Novels Finalist, and receives high praise from Young Adult Fantasy readers, Literary Consultants, Editorial Reviewers and genre Authors alike. Young Adult Author, Crystal Collier, wrote “Wow. This book was engaging. It’s been a while since I felt COMPELLED to keep reading, but Emilyann definitely pulled that one off magnificently.” Combining a dose of mystery and a refreshing marriage of adventurous magical tales like The Hobbit with a dark dystopian society reminiscent of Panem in The Hunger Games, the Obsidian Series is becoming America’s new ground-breaking Young Adult Fantasy obsession.

Anyone looking for a mysterious and magical read will not be disappointed by the Obsidian Series. Luminous Words Press invites fans to sign up for the Obsidian Series newsletter to receive notifications about The Haunted Realm’s release date as well as a chance to win a $25 Barnes & Noble gift card. The email submission form can be found at the bottom of the Obsidian Series website (www.obsidianseries.com).

Summary of The Labyrinth Wall Young Adult Fantasy Book:

Araina’s isolated teenage life is forever altered when she witnesses a man emerge through a rippling wall into the dark labyrinth she calls home. As a result of the stranger’s arrival, Araina’s Creators have unleashed a series of magical attacks using the labyrinth against its inhabitants. Now Araina must decide if she will trust potentially deceitful allies in order to reach safety on the other side of the labyrinth wall.

Contact and Resources:

Public Relations Department
Luminous Words Press
Author’s Media Kit